Will Posted August 22, 2008 Posted August 22, 2008 My current spending list is something like this: Rent Bills Food Loan Payment Drinks Savings for new car There's also a few random bits and bobs I buy but they're not really worth mentioning. I used to spend a fair bit on games but now I get those on work expenses which saves a hefty amount each month.
Mr_Odwin Posted August 22, 2008 Posted August 22, 2008 My budget spreadsheet has the following as outgoings: Nildram Internet Nildram Phone Calls Gas Electricity TV License Home Insurance Council Tax Car Insurance Car Breakdown Cover Mortgage Water BT Line Rental Direct Debit to Savings Transfer to Joint Account for Food & Entertainment Unfortunately most of the time we seem to spend the money that we set aside as savings. I'm living on the edge man!
Kirkatronics Posted August 22, 2008 Author Posted August 22, 2008 My budget spreadsheet has the following as outgoings: Nildram Internet Nildram Phone Calls Gas Electricity TV License Home Insurance Council Tax Car Insurance Car Breakdown Cover Mortgage Water BT Line Rental Direct Debit to Savings Transfer to Joint Account for Food & Entertainment Unfortunately most of the time we seem to spend the money that we set aside as savings. I'm living on the edge man! How much is the TV license these days?
Mr_Odwin Posted August 22, 2008 Posted August 22, 2008 I don't know about the cost for the year, but my monthly bill is going up to £11.95 in the next few months.
Kirkatronics Posted August 22, 2008 Author Posted August 22, 2008 I don't know about the cost for the year, but my monthly bill is going up to £11.95 in the next few months.Can you still buy those stamp things?Where you buy a stamp every week and put it in a book?
Will Posted August 22, 2008 Posted August 22, 2008 Of the top of my head the license is about £140 a year at the moment. I don't think they do the stamps but there's a lot of direct debit options available.
Shorty Posted August 22, 2008 Posted August 22, 2008 In cost-descending order, Rent Petrol Bills Food The rest I try and save then slowly burn on stupid things that I don't need. I'm thinking of using the 'save the change' scheme that Lloyds TSB has where every time you spend on your card, the cost is rounded up and the change is moved to a savings account. Kind of like putting small change in a jar, except digital. Might help out
Kirkatronics Posted August 22, 2008 Author Posted August 22, 2008 In cost-descending order, Rent Petrol Bills Food The rest I try and save then slowly burn on stupid things that I don't need. I'm thinking of using the 'save the change' scheme that Lloyds TSB has where every time you spend on your card, the cost is rounded up and the change is moved to a savings account. Kind of like putting small change in a jar, except digital. Might help out Thats a really good idea, is it like this: buys a game for 34.50, you get charged £35 and 50p put into the account? Sounds like a brilliant idea.
Guest Jordan Posted August 22, 2008 Posted August 22, 2008 At the moment: Rent Food Mobile Phone bill Games GAMES GAMES From Oct onwards: Mortgage Rates & Council Tax TV license Electric Bill Insurance (Note that all the above should cost around the same as my monthly rent at the moment... fucking twat landlord.) Mobile Phone bill Internet Food Fewer games Chances of actually saving any money when i'm on £1250 a month = very little.
Shorty Posted August 22, 2008 Posted August 22, 2008 Thats a really good idea, is it like this:buys a game for 34.50, you get charged £35 and 50p put into the account? Sounds like a brilliant idea. That's exactly it, yeah First month they introduced it, they doubled everything you saved, that was awesome. Totally took advantage of that after that I stopped using it, but I might go back to it.
S.C.G Posted August 22, 2008 Posted August 22, 2008 Rent Food / drink Online game subs Games Quite honestly as long as I have enough cash for those main things I'm happy.
danny Posted August 22, 2008 Posted August 22, 2008 Em Car loan Insurance Phone bill etc T shirts (have some sort of strange t shirt fettish) DVDs Saving towards a house (not that im planning on buying one, just so that i can)
welsh_gamer Posted August 22, 2008 Posted August 22, 2008 £20 a week on petrol. Whatever I feel like giving to my mum for rent/housekeeping per week. £15 a month for Internet. Rest goes in bank for future use and/or on DVDs, games, books, the odd collectiable and tickets.
Jimbob Posted August 22, 2008 Posted August 22, 2008 At the moment Housekeep (£160 p/m) Charitable Donations (£20) Phone Bill (varies from £30 - £80, charge me for using the MSN on my phone which is meant to be free, but apparantly they changed the T+C and didn't tell me) Phone Insurance (£5) Sky (£15) Rest is all mine, mwha ha ha ha. A few years from now i will move out of the parents place and have my own bills.
Charlie Posted August 22, 2008 Posted August 22, 2008 Hmm... Transport to and from work... Fiver a day * 4 = £20 / week. Absolute rip-off actually, fortunately I can drive some days which halves the cost. Phone bill - £35 / month Drink - £??? Currently spending more than I'm earning but expenses will go down once I get to uni as transport costs will half, drinks probably will go down quite a bit too, but then I suppose food costs will rise.
Platty Posted August 22, 2008 Posted August 22, 2008 My money goes on bills, general going out, gigs, buying stuff such as clothes, CD's etc and just general living like food, train ticket, taking the missus out, petrol etc etc.
navarre Posted August 22, 2008 Posted August 22, 2008 Just got £20. Gonna spend most of it on Wii Points. With Super Mario RPG out, how couldn't you?
Ashley Posted August 22, 2008 Posted August 22, 2008 What it is?! Ill go buy it later Although im going to have to sell SSBB as it will make me update and I don't want to homebrew.
Kirkatronics Posted August 22, 2008 Author Posted August 22, 2008 I just earned my self a £650 sales commision =] Cant wait till it gets put in my bank.
Nami Posted August 22, 2008 Posted August 22, 2008 I really don't know what I spend my money on?! - the usual rent, bills and food but it the rest just disappears and I never seem to have anything to show for it! - maybe I should monitor it for a month and see what I spend my cash on.
Kirkatronics Posted August 22, 2008 Author Posted August 22, 2008 Who here would pay £2395 for a cleaning system? Thats what i sell btw.
RoadKill Posted August 22, 2008 Posted August 22, 2008 Rent/diesel/food/internet/booze... pretty much try and save the rest at the moment
Fierce_LiNk Posted August 23, 2008 Posted August 23, 2008 In a week where I normally earn about £211 from work, I have received £335, as a result of me working lots of overtime. Two words: FUCK YEAH! I'm going to try and do the same for the remaining two weeks I'm going to be there.
EEVILMURRAY Posted August 23, 2008 Posted August 23, 2008 I'm going to paid tomorrow for 4 hours of work. That's right. Four. You wish you people could get that kind of action. I need a new mouse it seems
Coolness Bears Posted August 24, 2008 Posted August 24, 2008 I spent my money on games mostly. Other than that: DVDs Books Sweets Occasionally some CDs and other random stuff..... Oh and Saving!
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