nightwolf Posted October 28, 2017 Share Posted October 28, 2017 1 hour ago, Blade said: Its not very often that I enter this thread as it is guaranteed gloomy reading. Not all lawyers are bad. Well the ones not practising conveyancing anyhow It is very much like saying "All x person who does this job are shit" really, but I stand firm on my belief that I have yet to meet an agent who is not completely useless Link to comment Share on other sites More sharing options...
Fierce_LiNk Posted October 28, 2017 Share Posted October 28, 2017 1 hour ago, nightwolf said: It is very much like saying "All x person who does this job are shit" really, but I stand firm on my belief that I have yet to meet an agent who is not completely useless Except @Blade, right? Riiiiiiiiiight? 1 Link to comment Share on other sites More sharing options...
Magnus Posted October 28, 2017 Share Posted October 28, 2017 4 hours ago, Blade said: Not all lawyers are bad. 3 Link to comment Share on other sites More sharing options...
Serebii Posted November 22, 2017 Share Posted November 22, 2017 Finally exchanged today, completion next week. Had some final faff due to conveyancers suddenly deciding they needed more stuff. Best thing is, the Tories just abolished stamp duty Just saved a good few grand. 2 Link to comment Share on other sites More sharing options...
Charlie Posted November 23, 2017 Share Posted November 23, 2017 20 hours ago, Serebii said: Finally exchanged today, completion next week. Had some final faff due to conveyancers suddenly deciding they needed more stuff. Best thing is, the Tories just abolished stamp duty Just saved a good few grand. You couldn't have bought at a better time. No stamp duty and you'll avoid the inevitable increase in house prices. Link to comment Share on other sites More sharing options...
Serebii Posted November 23, 2017 Share Posted November 23, 2017 5 hours ago, Charlie said: You couldn't have bought at a better time. No stamp duty and you'll avoid the inevitable increase in house prices. No longer angry about the delays haha 1 Link to comment Share on other sites More sharing options...
Raining_again Posted November 25, 2017 Share Posted November 25, 2017 Wow delay worked out in your favour! nice! 1 Link to comment Share on other sites More sharing options...
Serebii Posted November 25, 2017 Share Posted November 25, 2017 4 hours ago, Raining_again said: Wow delay worked out in your favour! nice! Gives more money to spend on the house Link to comment Share on other sites More sharing options...
Serebii Posted November 27, 2017 Share Posted November 27, 2017 Money all sent. Easily the most expensive thing I have ever bought. Now just the faff of getting internet, curtains, furniture etc. Link to comment Share on other sites More sharing options...
Ashley Posted November 27, 2017 Share Posted November 27, 2017 5 hours ago, Serebii said: Easily the most expensive thing I have ever bought. Congrats though, exciting times! 1 Link to comment Share on other sites More sharing options...
Serebii Posted November 30, 2017 Share Posted November 30, 2017 And I'm now officially a home owner Crazy 3 Link to comment Share on other sites More sharing options...
Shorty Posted November 30, 2017 Author Share Posted November 30, 2017 Congrats man! Pics? Link to comment Share on other sites More sharing options...
Serebii Posted December 1, 2017 Share Posted December 1, 2017 (edited) My girlfriend has moved her stuff in so far, I won't be doing mine until Internet is installed due to the requirements for my job She has so much stuff, it's insane. Unfortunately, the sofa her mum gave us won't fit properly Edited December 1, 2017 by Serebii 1 1 Link to comment Share on other sites More sharing options...
Goron_3 Posted December 1, 2017 Share Posted December 1, 2017 #BroadbandBeforeB*tches (Congrats!) Link to comment Share on other sites More sharing options...
Serebii Posted December 9, 2017 Share Posted December 9, 2017 Why is everything so expensive. Why must curtains cost like £70 for a pair? What the frak is with being a grownup? Blergh Link to comment Share on other sites More sharing options...
Ashley Posted December 9, 2017 Share Posted December 9, 2017 Well you had to learn sooner or later 😛 1 1 Link to comment Share on other sites More sharing options...
Raining_again Posted December 12, 2017 Share Posted December 12, 2017 ive got a room without any curtains 1.5 years later lol.... protip they actually insulate more than you'd think... im fed up of this weather i want to go out and enjoy my garden Link to comment Share on other sites More sharing options...
Ashley Posted December 29, 2017 Share Posted December 29, 2017 When I was home I was talking to a friend about this kind of stuff. I said I idly looked at a new build down the road (just to be nosy) and for a one bedroom the deposit was £48,000. He said he was looking at a 2 up 2 down that outright was £107,000. So for nearly double what I'd pay in deposit he'd get a whole place. I did, and have previously, consider buying a place round there and renting it to my mother (as she rents anyway) as an investment, but given that I'm current on a part-time temporary contract and doing some contracting work I doubt banks would really consider me viable lending material. I think I'm just going to book flights instead. Link to comment Share on other sites More sharing options...
Fierce_LiNk Posted December 29, 2017 Share Posted December 29, 2017 1 hour ago, Ashley said: When I was home I was talking to a friend about this kind of stuff. I said I idly looked at a new build down the road (just to be nosy) and for a one bedroom the deposit was £48,000. He said he was looking at a 2 up 2 down that outright was £107,000. So for nearly double what I'd pay in deposit he'd get a whole place. I did, and have previously, consider buying a place round there and renting it to my mother (as she rents anyway) as an investment, but given that I'm current on a part-time temporary contract and doing some contracting work I doubt banks would really consider me viable lending material. I think I'm just going to book flights instead. Why don't you sell your second organs to help you get the funds for a house. You know, left kidney, left lung, left penis, etc. 1 Link to comment Share on other sites More sharing options...
Ashley Posted December 29, 2017 Share Posted December 29, 2017 The deposit in my home town would be fine (in London it's lol no), but I don't think they'd lend to me with my current income. At present I have no proof I will be earning anything after September (I know I will be fine, but I can't guarantee that for a bank). Plus you can't include expected rent in your earnings so it's not like I could even say "I have a guaranteed tenant" Link to comment Share on other sites More sharing options...
nightwolf Posted December 30, 2017 Share Posted December 30, 2017 On 12/9/2017 at 9:29 AM, Serebii said: Why is everything so expensive. Why must curtains cost like £70 for a pair? What the frak is with being a grownup? Blergh Places like B&M and Homebargains really are your friend. If you're willing to go and mooch around you can actually find some really nice things for a lot less. I always mix those two "brands" with next etc. Once day I'll set-up my home interiors on the cheap website/business, but for now... Link to comment Share on other sites More sharing options...
Fierce_LiNk Posted December 30, 2017 Share Posted December 30, 2017 16 hours ago, Ashley said: The deposit in my home town would be fine (in London it's lol no), but I don't think they'd lend to me with my current income. At present I have no proof I will be earning anything after September (I know I will be fine, but I can't guarantee that for a bank). Plus you can't include expected rent in your earnings so it's not like I could even say "I have a guaranteed tenant" Have you met up with a financial/mortgage advisor? I was completely clueless about how to even begin until one of our friends recommended a guy to us. It allowed us to work out a plan and what to do next, where to look, where was affordable, etc. Worth doing? Link to comment Share on other sites More sharing options...
Ashley Posted December 30, 2017 Share Posted December 30, 2017 3 minutes ago, Fierce_LiNk said: Have you met up with a financial/mortgage advisor? I was completely clueless about how to even begin until one of our friends recommended a guy to us. It allowed us to work out a plan and what to do next, where to look, where was affordable, etc. Worth doing? I looked on Skyscanner for flights to Tokyo earlier in case you were wondering which way I was going I may do. I just wish there was one on the branch on campus, would make life a lot easier if I could do it during work time. Link to comment Share on other sites More sharing options...
Fierce_LiNk Posted December 30, 2017 Share Posted December 30, 2017 14 minutes ago, Ashley said: I looked on Skyscanner for flights to Tokyo earlier in case you were wondering which way I was going I may do. I just wish there was one on the branch on campus, would make life a lot easier if I could do it during work time. I want to go to Tokyo. N-E meet? You could ask the person to meet at your place or in a café or your place or something. Our person came over and had tea and biscuits with us. I wouldn't have been able to go into a branch either due to work. It was quite useful, even just as a starting point and to talk about all of the available options. @Eenuh is probably the better out of the two of us in terms of finances and stuff. Link to comment Share on other sites More sharing options...
Ashley Posted December 30, 2017 Share Posted December 30, 2017 2 minutes ago, Fierce_LiNk said: I want to go to Tokyo. N-E meet? You could ask the person to meet at your place or in a café or your place or something. Our person came over and had tea and biscuits with us. I wouldn't have been able to go into a branch either due to work. It was quite useful, even just as a starting point and to talk about all of the available options. @Eenuh is probably the better out of the two of us in terms of finances and stuff. Let's be real, she's the better out of the two of you for pretty much everything isn't she? I might try and arrange an appointment just out of curiosity. Shame I didn't think of this earlier as the bank is not open again until Tuesday. Oh well. Link to comment Share on other sites More sharing options...
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