DiemetriX Posted August 9, 2006 Share Posted August 9, 2006 At the moment I'm walking. I have releaised the summer is a lot better If you walking, you see so much more of nature. But I love my having a car. although it's expensive. Link to comment Share on other sites More sharing options...
Tom Posted August 9, 2006 Share Posted August 9, 2006 what i mean is that if you will be the main user of the car, but to save money you get your parents to insure the car then go on as a named driver then that policy is invalid and you are driving illegally. the reason it is cheaper is that it is based on your parents risk, not your risk, and if you will be the main driver of the vehicle then it should be your risk you are paying for. it is insurance fraud, and the term is called 'fronting' Link to comment Share on other sites More sharing options...
Charlie Posted August 9, 2006 Share Posted August 9, 2006 But what if my parents use the car as well? How do they know that you that your parents don't use the car more but it just happened to be you who drove it. Link to comment Share on other sites More sharing options...
Twozzok Posted August 9, 2006 Share Posted August 9, 2006 If i were you i'd use that money for university fees. I'm 16, and learning at the moment (private land :P) I'm planning on just getting my name added to my parents insurance, and using one of their cars, if icneed to drive somewhere. My dad just got his motorcycle license so i'll probably be able to use his car more. (once i get my own license) Link to comment Share on other sites More sharing options...
Blue_Ninja0 Posted August 9, 2006 Share Posted August 9, 2006 But what if my parents use the car as well? How do they know that you that your parents don't use the car more but it just happened to be you who drove it. I think they really don't care as much. It's one of those things that can't be fiscalized that easily. Here, the guy from the insurance recommended me to leave the insurance in my grandpa's name, so that i could pay less. You can drive with 16? That's cool. What's more common in England? Automatic shifting or manual? Link to comment Share on other sites More sharing options...
Supergrunch Posted August 9, 2006 Share Posted August 9, 2006 Manual I think... everyone learns in them because if you learn in an automatic you're not allowed to drive manuals. And you have to be 17 to drive, Twozzok was on private land in which case you can drive whateve age you are. Link to comment Share on other sites More sharing options...
ViPeR Posted August 9, 2006 Share Posted August 9, 2006 If you don't intend on using it on a rugular basis don't bother. Luckily I can (just about) afford the costs that come with a car (repairs, tax, insurance, petrol). Don't think just because you have the money to get one that that's the end of it. It's an on going cost if you use it on a daily basis. If you can finance it, awesome go for it. If you can't and are getting it just for the odd social visit wait a few years. Link to comment Share on other sites More sharing options...
Tom Posted August 9, 2006 Share Posted August 9, 2006 I think they really don't care as much. It's one of those things that can't be fiscalized that easily. Here, the guy from the insurance recommended me to leave the insurance in my grandpa's name, so that i could pay less. they do care. someone in my office is having a disciplinary hearing tomorrow over fronting. trust me, if you insure yourself as a named driver, make a claim and it is discovered that you are the main driver your policy will be invalidated, or at the very least your payout will be cut drastically. In fact, if for any reason during your policy it is discovered that you are the main driver, rather than a named driver your could be prosecuted for driving without insurance, which will usually result in a ban. Link to comment Share on other sites More sharing options...
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